Loan settlement is a financial arrangement where a borrower and lender agree to settle the debt for a reduced amount, typically when the borrower faces financial difficulties. This process helps avoid legal actions and provides partial repayment to the lender. While loan settlement can ease the borrower's financial burden, it may also lower their credit score and affect future loan approvals. Lenders may consider loan settlement as a way to recover some of the outstanding debt rather than risk a complete loss. https://loansettlement.net/

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